Ready to buy your new home? Not yet sold your old one?
In a perfect world, you’d move seamlessly from one house–and mortgage–to another. Our bridge loan product makes it possible to finance a new house before selling your current home.
- Access your equity in your current home to purchase the second
- One year interest only payments
- 20% equity in current home required
Let us help you bridge the gap.
BRIDGE LOAN COSTS INCLUDED BUT NOT LIMITED TO:
- Origination Fee
- Appraisal Fee
- Fixed Interest Rate
- Homeowners Insurance
- Flood Insurance
- Attorney Fees and Title Insurance
Prices vary. Fee estimate given after application is completed.
APPLICATION AND DOWNLOADABLE PACKAGE
Don't Forget! DO NOT submit your application and required documents via email. Click the button below to securely send us your sensitive information.
CHECKLIST OF NEEDED DOCUMENTS - fillable form package with more details linked above.
- Consumer Loan Application
- Personal Financial Statement
- E-SIGN Disclosure Agreement
- Color copy of all Borrower’s/Guarantor’s Driver’s License
- Last two years of Borrower’s Personal Tax Return with W-2’s and/or last 2 years 1099s and K-1s (3 years if self-employed)
- Last two years of Business Tax returns if Borrower owns 25% or more of business (if applicable)
- Last two pay stubs (must represent 30 days)
- Purchase Agreement
- Name of Attorney or Title Company you would like to use for closing
A Bank of St. Francisville representative will respond to your application submittal within one business day.
Your questions are welcome! Click the button below to make an appointment and talk with a loan officer.
NMLSR Information
The following employees of Bank of St. Francisville (NMLS ID 438247) are registered with the NMLS as Mortgage Loan Officers:
- Whitney Boyd: 1463945
- Aimee Cook: 1658275
- Douglas Dupont: 1325487
- Walker Magruder Field, Jr: 2483217
- Angelice Fried: 2264922
- Denise George: 2375124
- Melvin S Harvey, Jr: 517218
- H. Carter Leak, IV: 1255182
- Ricky Sparks: 1702048
Bank of St. Francisville’s lending area includes the West Feliciana, East Feliciana, East Baton Rouge, West Baton Rouge, Pointe Coupee parishes, as well as Wilkinson County in Mississippi.
Melvin Harvey, Jr.
Sr VP, Commercial Lending
Carter Leak, IV
President and CEO, Vice Chairman of the Board
